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1025 Dublin Road, Suite 100, Columbus, OH 43215

(216) 469-8851
Terry.Mulhern@tfaconnect.com

What is a Retirement Income Certified Professional (RICP)?

And why does it matter for YOUR retirement? 


According to the awarding body, The American College, only 7.5% of U.S Financial Advisors have an RICP® designation.  

What is an RICP:

  • Retirement income planning strategies

  • Social Security and Medicare optimization

  • Investment and portfolio management in retirement

  • Health and long-term care planning

  • Estate strategy and legacy planning

  • Tax-efficient retirement income strategies

Why It Matters for You:

Most financial professionals focus on accumulation — helping you build wealth during your working years. But retirement is a completely different challenge. It requires a trained and experienced professional who understands:

  • How to convert savings into a reliable retirement income
  • How to build a retirement plan designed to last 25–30+ years
  • How to coordinate all your income sources — Social Security, pensions, investments, and more
  • How to protect against the unique risks of retirement — inflation, healthcare costs, and market volatility

That's exactly what an RICP is trained to do.

FREE WHITEPAPER DOWNLOAD: The Top 5 Financial Risks in Your Retirement Portfolio

Why Terry:

Terry S. Mulhern has held the RICP designation alongside his MBA in Finance & Marketing and his MDRT membership — building a comprehensive credential profile in retirement planning. But credentials are only part of the story. Terry has spent 35+ years actually working with pre-retirees and retirees — building real plans for real people in real situations. He doesn't just know the theory. He lives it every day with his clients. 

  • RICP - Retirement Income Certified Professional
  • MBA - Case Western Reserve University
  • MDRT - Million Dollar Round Table
  • 35+ Years
  • Multi-State
Ready to Work With a True Retirement Income Professional and Take Control of Your Retirement Plan?

Ready to Work With a True Retirement Income Professional and Take Control of Your Retirement Plan?

There is no need to go it alone.  The first step is to book a quick 15-minute introductory call with Terry